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		<title>Prop 19 in California: How Homeowners Over 55 Can Move Without Losing Their Low Property Tax</title>
		<link>https://primaverarealty.com/prop-19-california-homeowners-over-55/</link>
		
		<dc:creator><![CDATA[Beatrice Kopilenko]]></dc:creator>
		<pubDate>Mon, 01 Jun 2026 07:54:00 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Tips]]></category>
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					<description><![CDATA[<p>Fifty-five feels like a regular birthday until it isn&#8217;t. For a California homeowner who&#8217;s been holding onto a low property tax bill for decades, turning 55 quietly unlocks one of the most valuable moves in real estate — and most people have no idea the door is even there. I had a client recently who&#8230;</p>
<p>The post <a href="https://primaverarealty.com/prop-19-california-homeowners-over-55/">Prop 19 in California: How Homeowners Over 55 Can Move Without Losing Their Low Property Tax</a> appeared first on <a href="https://primaverarealty.com">Primavera Realty</a>.</p>
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		<title>Why Your Buyer&#8217;s Agent Matters More Than You Think</title>
		<link>https://primaverarealty.com/why-your-buyers-agent-matters/</link>
		
		<dc:creator><![CDATA[Beatrice Kopilenko]]></dc:creator>
		<pubDate>Mon, 04 May 2026 09:00:00 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Tips]]></category>
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					<description><![CDATA[<p>When people picture a buyer&#8217;s agent, they usually picture someone who unlocks doors and writes up offers. That&#8217;s the easy part. The real value shows up in the moments you never see — and often in how we read the agent on the other side of the deal. Earlier this spring, clients of mine fell&#8230;</p>
<p>The post <a href="https://primaverarealty.com/why-your-buyers-agent-matters/">Why Your Buyer&#8217;s Agent Matters More Than You Think</a> appeared first on <a href="https://primaverarealty.com">Primavera Realty</a>.</p>
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		<title>What “Active,” “Pending,” and “Contingent” Really Mean in a Listing</title>
		<link>https://primaverarealty.com/active-pending-contingent-listing-status/</link>
		
		<dc:creator><![CDATA[Beatrice Kopilenko]]></dc:creator>
		<pubDate>Mon, 06 Apr 2026 09:00:00 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Tips]]></category>
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					<description><![CDATA[<p>Most buyers think that once they find a home online, the hard part is over. It&#8217;s not. That&#8217;s usually where things start to get complicated — beginning with a single word on the listing: its listing status. A client recently sent me a property they found online. Looked great. Marked active. Seemingly ready to go.&#8230;</p>
<p>The post <a href="https://primaverarealty.com/active-pending-contingent-listing-status/">What “Active,” “Pending,” and “Contingent” Really Mean in a Listing</a> appeared first on <a href="https://primaverarealty.com">Primavera Realty</a>.</p>
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		<title>What a Foundation Retrofit Means When You&#8217;re Buying a Bay Area Home</title>
		<link>https://primaverarealty.com/foundation-retrofit-disclosure-package/</link>
		
		<dc:creator><![CDATA[Beatrice Kopilenko]]></dc:creator>
		<pubDate>Tue, 10 Mar 2026 09:00:00 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Tips]]></category>
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					<description><![CDATA[<p>Buying a home is never really about the part you can see on the tour. It&#8217;s about what sits behind the walls and inside the paperwork — and nowhere is that more true than in the disclosure package. A while back I was working with buyers who were serious — pre-approved, motivated, watching the market&#8230;</p>
<p>The post <a href="https://primaverarealty.com/foundation-retrofit-disclosure-package/">What a Foundation Retrofit Means When You&#8217;re Buying a Bay Area Home</a> appeared first on <a href="https://primaverarealty.com">Primavera Realty</a>.</p>
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		<title>What Happens If You Fall Behind on Your California Property Taxes</title>
		<link>https://primaverarealty.com/falling-behind-california-property-taxes/</link>
		
		<dc:creator><![CDATA[Beatrice Kopilenko]]></dc:creator>
		<pubDate>Wed, 04 Feb 2026 09:00:00 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Tips]]></category>
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					<description><![CDATA[<p>Most homeowners worry about the mortgage. What quietly gets people into real trouble is everything around it — and near the top of that list is California property taxes. They feel simple until they&#8217;re not. One missed year turns into two, and two turns into a balance that grows while life keeps moving. One of&#8230;</p>
<p>The post <a href="https://primaverarealty.com/falling-behind-california-property-taxes/">What Happens If You Fall Behind on Your California Property Taxes</a> appeared first on <a href="https://primaverarealty.com">Primavera Realty</a>.</p>
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		<title>Home Maintenance and Insurance Claims: What Every Homeowner Should Know</title>
		<link>https://primaverarealty.com/home-maintenance-insurance-claims/</link>
		
		<dc:creator><![CDATA[Beatrice Kopilenko]]></dc:creator>
		<pubDate>Tue, 06 Jan 2026 09:00:00 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Tips]]></category>
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					<description><![CDATA[<p>The scariest part of owning a home usually isn&#8217;t the mortgage — it&#8217;s the home maintenance. Knowing what needs attention, when it needs it, and what happens if you miss something. Roofs, foundations, paint, pests, drainage. The list never ends, and most people can&#8217;t keep it all straight. How could they? A family friend sent&#8230;</p>
<p>The post <a href="https://primaverarealty.com/home-maintenance-insurance-claims/">Home Maintenance and Insurance Claims: What Every Homeowner Should Know</a> appeared first on <a href="https://primaverarealty.com">Primavera Realty</a>.</p>
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		<title>Why We Built a Relationship-First Real Estate Brokerage</title>
		<link>https://primaverarealty.com/relationship-first-real-estate-brokerage/</link>
		
		<dc:creator><![CDATA[Beatrice Kopilenko]]></dc:creator>
		<pubDate>Tue, 02 Dec 2025 09:00:00 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Tips]]></category>
		<guid isPermaLink="false">https://primaverarealty.com/relationship-first-real-estate-brokerage/</guid>

					<description><![CDATA[<p>At the close of every year, I find myself thinking about the people who make this work possible — and about why we built this kind of real estate brokerage in the first place. Building Primavera Realty from the ground up was not easy. It keeps growing for one reason: the people around us. Clients,&#8230;</p>
<p>The post <a href="https://primaverarealty.com/relationship-first-real-estate-brokerage/">Why We Built a Relationship-First Real Estate Brokerage</a> appeared first on <a href="https://primaverarealty.com">Primavera Realty</a>.</p>
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		<title>City-Backed Loans: What They Mean for Buyers and Sellers</title>
		<link>https://primaverarealty.com/city-backed-loans-buyers-sellers/</link>
		
		<dc:creator><![CDATA[Beatrice Kopilenko]]></dc:creator>
		<pubDate>Tue, 04 Nov 2025 09:00:00 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Tips]]></category>
		<guid isPermaLink="false">https://primaverarealty.com/city-backed-loans-buyers-sellers/</guid>

					<description><![CDATA[<p>Some of the trickiest deals don&#8217;t fall apart because of the price — they get complicated because of the financing. A city-backed loan is a perfect example: a program that helps a buyer get in the door, but one that almost always means a longer escrow and more hoops to jump through. One of our&#8230;</p>
<p>The post <a href="https://primaverarealty.com/city-backed-loans-buyers-sellers/">City-Backed Loans: What They Mean for Buyers and Sellers</a> appeared first on <a href="https://primaverarealty.com">Primavera Realty</a>.</p>
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		<title>The Land That Wasn&#8217;t: Why Due Diligence Matters at Auction</title>
		<link>https://primaverarealty.com/land-that-wasnt-auction-due-diligence/</link>
		
		<dc:creator><![CDATA[Beatrice Kopilenko]]></dc:creator>
		<pubDate>Tue, 07 Oct 2025 09:00:00 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Tips]]></category>
		<guid isPermaLink="false">https://primaverarealty.com/land-that-wasnt-auction-due-diligence/</guid>

					<description><![CDATA[<p>Every so often a story comes along that&#8217;s funny, a little sad, and a perfect lesson in why due diligence isn&#8217;t optional. This is one of them. A seller called me, thrilled with a recent purchase. She had bought a piece of &#8220;land&#8221; in San Francisco at auction — paying $400 for the parcel, plus&#8230;</p>
<p>The post <a href="https://primaverarealty.com/land-that-wasnt-auction-due-diligence/">The Land That Wasn&#8217;t: Why Due Diligence Matters at Auction</a> appeared first on <a href="https://primaverarealty.com">Primavera Realty</a>.</p>
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		<title>What Is a Simultaneous Close? Lessons from a Cross-Country Move</title>
		<link>https://primaverarealty.com/simultaneous-close-cross-country-move/</link>
		
		<dc:creator><![CDATA[Beatrice Kopilenko]]></dc:creator>
		<pubDate>Tue, 02 Sep 2025 09:00:00 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Tips]]></category>
		<guid isPermaLink="false">https://primaverarealty.com/simultaneous-close-cross-country-move/</guid>

					<description><![CDATA[<p>One of the trickiest transactions in real estate is the simultaneous close — when the money from selling one home has to fund the purchase of another, and both deals have to land in sync. Our buyers were moving cross-country from New York to San Francisco. They&#8217;d already accepted an offer on their New York&#8230;</p>
<p>The post <a href="https://primaverarealty.com/simultaneous-close-cross-country-move/">What Is a Simultaneous Close? Lessons from a Cross-Country Move</a> appeared first on <a href="https://primaverarealty.com">Primavera Realty</a>.</p>
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